The Federal Government of Nigeria is inviting Nigerians to invest in the February 2026 FGN Savings Bond.
The Debt Management Office (DMO) manages the bonds on behalf of the government, offering returns up to 15.356%.
Government Launches February 2026 Bonds
The DMO also issued a circular outlining the bond’s tenors, interest rates, and subscription timeline for investors.
This initiative is part of the government’s plan to increase retail participation in the domestic debt market.
Consequently, ordinary Nigerians now have a low-risk opportunity to earn steady income over time.
Bond Options And Returns
Investors can select a two-year bond that matures on February 11, 2028, offering 14.356% per annum.
Meanwhile, a three-year bond, maturing on February 11, 2029, provides a higher return of 15.356% per annum.
Subscriptions opened on February 2 and will close on February 6, with settlement scheduled for February 11.
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The bonds pay interest quarterly on May 11, August 11, November 11, and February 11 each year.
Each bond unit costs ₦1,000, with a minimum subscription of ₦5,000 and additional multiples of ₦1,000.
Compared with January, which offered rates up to 15.396%, February slightly moderates yields, reflecting market changes.
Nevertheless, the bonds remain competitive, keeping retail investors attracted to the opportunity.
Benefits And How To Invest
The bonds meet requirements under the Trustee Investment Act, Company Income Tax Act, and Personal Income Tax Act.
Listing on the Nigerian Stock Exchange improves liquidity and allows investors to trade in the secondary market.
Banks can include the bonds as liquid assets, while investors benefit from the government’s full asset backing.
Finally, interested investors should contact authorised stockbroking firms listed on the DMO website to subscribe.
