Nigeria sits on a digital investment goldmine, yet most CSCS account holders remain inactive.
The Central Securities Clearing System now holds roughly 6 million accounts, but only about ten per cent actively participate, highlighting a gap that could slow the country’s financial growth.
CSCS Reviews Dormant Accounts As Untapped Potential
At the Capital Market Correspondents Association of Nigeria (CAMCAN) 2025 annual workshop, GTI Group CEO Abubakar Lawal emphasised this reality.
He urged market operators and regulators to convert passive registrations into active participants through education, innovative products, and wider market access.
Moreover, Nigeria’s demographics make this opportunity compelling.
Youth And Digital Access
With a median age of just 18, more than half the population under 30, and over 100 million internet users by early 2025, the country offers fertile ground for mass investor mobilisation.
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Lawal argued that regulators and operators must translate digital adoption into real, regulated market participation.
ISA 2025 Unlocks Investment
The Investments and Securities Act (ISA) 2025 plays a central role in this vision.
It recognises digital and virtual assets as securities, legitimises crowdfunding, and establishes specialised exchanges.
Furthermore, it expands eligible issuers, from free-trade-zone entities to government agencies, while empowering the Securities and Exchange Commission to enforce regulations effectively.
Through regulated crowdfunding and instruments like Sukuk, Nigerians can channel household savings into long-term infrastructure projects.
Consequently, they could build roads, ports, and power plants, boosting productivity, attracting private investment, and helping the country reach its $1 trillion economic target by 2030.
Finally, early data encourages optimism: transaction volumes in 2025 continue rising, signalling latent demand.
The challenge remains clear — market operators must activate millions of dormant accounts to unlock Nigeria’s full investment potential.
