Zenith Bank Ghana drove strong growth in 2025, as it improved operations and boosted customer confidence.
The bank increased pretax profit to ₦193.3 billion from ₦82.2 billion in the previous year.
Zenith Bank Ghana Strong Profit Growth
It also lifted operating income to ₦483.5 billion from ₦247 billion, and this clearly strengthened overall performance.
After the bank accounted for ₦271.1 billion in expenses and ₦18.9 billion in impairments, it delivered ₦118.8 billion in profit after tax.
This result contributed 11.42% to group earnings and highlighted Ghana’s growing importance.
Balance Sheet Expansion
Meanwhile, the bank raised customer deposits to ₦2.8 trillion from ₦1.6 trillion.
This figure represented 11.9% of the group’s ₦24.3 trillion deposits, and it showed rising customer trust.
In addition, cash and cash equivalents rose to ₦1 trillion from ₦607.3 billion, and this strengthened liquidity while supporting operations.
The bank expanded loans and advances to ₦993.5 billion from ₦360.9 billion.
This increase reflected stronger lending activity and greater support for customers.
Furthermore, it grew treasury bills to ₦735.9 billion and increased investment securities to ₦525.6 billion.
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These steps diversified and strengthened the asset base.
Liabilities And Stability
On the liabilities side, deposits reached ₦2.8 trillion out of ₦3.7 trillion, and they dominated total obligations.
At the same time, the bank grew equity and reserves by 81.02% to ₦509.4 billion, which reinforced financial stability.
The group also raised borrowings to ₦274.1 billion, while it retained a 99.42% stake in the subsidiary, ensuring strong control.
Across the wider group, Zenith Bank reported ₦1.26 trillion in profit, although this figure declined by 4.78% despite rising income.
The group boosted interest income to ₦3.6 trillion, as loans generated ₦1.8 trillion and treasury bills added ₦1.1 trillion.
Additionally, fees and commissions rose by 41.06% to ₦291.8 billion, and other income reached ₦176.2 billion.
However, a ₦63.1 billion trading loss reduced overall gains.
Finally, the board increased dividends to ₦10.00 per share, including ₦1.25 interim and ₦8.75 final payout, while Ghana contributed ₦483.5 billion, or 11.5% of group profitability.
