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According to National Insurance Commission (NAICOM), a total pre­mium of N520 billion was recorded in the industry’s 2020 financial year with policies held by individual Nigerians standing at N1.034 million while corporate and non-in­dividual policies stood at N891,128 totaling N1,925,511 policies representing 0.72 per­cent and less than 1 percent penetration as at December 2020. ­

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