ChatGPT users will soon pay via PayPal, turning AI conversations into a seamless, in-chat shopping experience.
Next year, consumers can browse and buy items, while merchants can list their inventory directly, without extra registration.
Instant Checkout And AI Assistance
“Hundreds of millions of PayPal wallet holders can click ‘Buy with PayPal’ on ChatGPT safely,” said CEO Alex Chriss.
Meanwhile, this deal positions PayPal as a key player in AI-powered e-commerce.
The move builds on OpenAI’s Instant Checkout, which already allows users to shop on Etsy and will expand to Shopify merchants.
ChatGPT Seamless Shopping Via PayPal
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Behind the scenes, the open-source Agentic Commerce Protocol helps users find, select, pay for, and ship items—all within ChatGPT.
Merchants still handle fulfilment, but ChatGPT ranks product results by relevance, not by whether sellers enable Instant Checkout.
Trusted Payments And Secure Experience
PayPal actively verifies merchants and buyers, manages payments, and prevents fraud, giving both sides a secure experience.
Users can pay via bank accounts, cards, or stored balances, while enjoying package tracking and dispute support.
With 700 million weekly users, ChatGPT is rapidly evolving into a personal shopping assistant.
By combining AI’s reach with PayPal’s trusted network, the platform lets people buy what they want as easily as sending a message.
